Older adults are often victims of scams. While it’s awful that someone would want to take advantage of the trust and kindness of a senior citizen, it is perhaps even worse when an older veteran is victimized. Not only do they deserve the respect due their age, they have also served the country and protected our freedom. Yet, unscrupulous people view their service as making them particularly vulnerable to certain kinds of scams. When caregivers understand what makes scammers go after veterans and how to protect them, it reduces the chances the senior will fall for a scam, resulting in financial loss and stolen identities.
Reasons Veterans Are Common Scam Victims
There are three main reasons scammers see veterans as good targets. Those reasons are:
- Guaranteed Income: Veterans receive a steady income through their government pension. This guaranteed income makes them a target because scammers know there is money available. Crooks will even time their scams to when veterans receive their monthly payments.
- Military Association: Former military members often have a loyalty to other veterans and are especially patriotic. Scammers use the veteran’s desire to help others to scam them out of money using false charity schemes and other scams.
- Physical and Mental Health: Veterans who have been wounded can be targets because of their injuries. Scammers use them to gain access to sensitive information or to manipulate them into parting with money or information that can be used for identity theft.
How to Prevent Older Veterans from Being Scammed
Caregivers can do many things to help older adults who are veterans to avoid scams. The most important step caregivers can take is to discuss scams and the importance of protecting information with the veteran. In addition, caregivers can take these steps:
Remind the older adult that the Veteran’s Administration (VA) won’t contact them asking for information like account numbers and passwords. In fact, if they receive an unsolicited call from someone claiming to be from the VA, they should just hang up.
Tell the senior they should never give anyone who calls any private information, including their Social Security number or credit card numbers unless they are absolutely certain who they are talking to and that that person has a legitimate reason for asking for the information.
Make certain you check into charities before the veteran donates to them. Some scammers use names similar to established charities to trick older adults into giving money.
Caregivers can also help older veterans to avoid scams by telling them about new scams they hear about. When veterans are aware of scams that are going on, they can recognize them when they are approached and take the appropriate actions.
If you or an aging loved-one is considering a Caregiver in Webb City, MO please contact the caring staff at Adelmo Family Care today at (417) 206-4576.